no third solution

Blogging about liberty, anarchy, economics and politics

Should The Government Forgive Student Loans?

March 16th, 2009

My friend Brad forwarded an e-mail to me in response to an online petition that’s been making its way around Facebook (and other places), asking Papa Government to forgive billions of dollars of student loans. The e-mail was addressed as a reply to another friend who (saddled with law school debt) had earlier forwarded the petition to Brad.

In the e-mail, Brad made an excellent argument which I’ll quote:

I’m 98% sure I can’t support this…

…I understand that student loans suck and I feel lucky to not have any of them. So if you and the other 90% or so of college students that have student loans get bailed out…then what about me. My parents put away a $100 a month from the day I was born for my brother and I to be able to pay for college in full. My parents came up with real money to pay for college and not loans. Shouldn’t they get bailed out too?

For background, the chart below shows the rising cost of annual room, board and tuition expenses (I do not believe they are indexed) at Public and Private schools in the United States. [link to Excel data]

Rising cost of college tuition, 1986 to 2008

CNN Money reports that the cost of higher education has far outpaced price inflation over the last 25 years or so.  What I was really looking for (but couldn’t find given limited time) was a 40- or 50-year trend, which would go back far enough to look at the price of higher education before government began subsidizing the hell out of it.  I’ve seen these data elsewhere, and it’s pretty damning.

In the interest of full disclosure, I’d be happier than a pig in shit if student loans were forgiven. But it’s not going to happen, no matter how many Facebook signatures they collect. A Student Loan obligation, like any other sort of tax or government fee, is simply one of many means by which most people, most of their lives, are kept largely enslaved by the system.

The system, for those of you not in the know, is not set up for you to get ahead. (Thanks, dad!)

If you’ll allow me to take some license with the argument Brad sets forth, above, there are plenty of people whose parents saved up and paid for their education, there are a lot of people who worked their asses off all through college and paid for their own education, and there are plenty of other people who either didn’t go to college, went to a community college, or went to a lesser school than they qualified for academically, because they couldn’t afford a 4-year degree at a better school. The “forgive student loans” petition doesn’t help these people who were arguably injured the most by the onerous cost of higher education, which is itself a consequence of the existence of the federal student loan/grant programs.

We have arrived at this problem, of unaffordable education, precisely because the government has tried to make education affordable for the masses.

If you want to criticize all the parasites in the banking industry and in the government, that conspired or otherwise caused the affordability problem in higher education, I won’t get in your way: I don’t want to give any of them one thin dime more than I can get away with. Insofar as student loan obligations are pretty much bullshit to begin with, and that everyone whose income has derived principally from these subsidies over the past 30 or 40 years has really been stealing from the nation’s productivity, I won’t object at all if you want to personally repudiate them.  But it’s pure nonsense to try and “work within the system” to remove the chains and shackles placed upon you.  On the other hand, whenever the entire system crumbles under its own weight, you won’t have to worry about all those fraudulent obligations any longer!

Understand that an awful lot of people were genuinely harmed by this program (and others like it) in ways that you or I can barely fathom.  What you’re saying is, “I want a career that allows me to be my own boss, one which is protected by a State-sanctioned monopoly, one which allows me to bill my clients upwards of $100-200/hour, for the rest of my life. I want all of these privileges, and I don’t want to be inconvenienced in the least.”

I do not think I’m out of line to accuse this complaint of approaching the height of selfishness.

“If I am going to err, let it be on the side of my fellow man”

March 15th, 2009

Graham Dugas has a great piece on jury nullification at LRC, in which he addresses one’s obligation to “tell the truth” as it pertains to surviving voir dire, and whether “lying” is the “libertarian” thing to do:

Now as to “lying”… and honor… The knock comes on the door…. “Are there any Jews here” is the question. What is unstated is “Are there any Jews here that we can take and kill.” So you may freely reply in the same vein: “No there are no Jews here” and also leave unstated “that you can take and kill” even as they left it unstated.

…During jury examination, what the judge is asking you is this… “Will you be my puppet and apply the laws as I see them regardless of the plain meaning of the Constitution (or higher Natural Law)?” “Will you become my vassal?” What he is saying is: “Will you join me in applying the law?” and he leaves unstated “Will you join me in applying the law unjustly?” You can, with a free conscience reply, “Yes I will join you in applying the law” and leave out the adverb “unjustly” even as he left it out.

…I have often wondered how someone’s conscience could be bothered if they told a policeman or a judge a “half-truth” but they are not bothered by voting to convict their fellow man of some evil law and subjecting him to draconian punishment for it. If I am going to err, let it be on the side of my fellow man.

Go read it. All of it. I’ve got no further comment at this time.

People Deserve to Be Shot to Death For _______

March 8th, 2009

If you were to ask a thousand (or ten thousand, or a hundred thousand) people to complete the sentence, “It’s OK to kill people for ________”, or “People deserve to be shot to death for _______” I’d wager that less than 1 percent of them would complete the sentence with “doing drugs.” Keep that in mind, as the post below unfolds…

The Houston Chronicle reports some details of a drug raid that took the life of 29 year old father, Joel Alfaro (who was essentially killed for doing drugs), and threatens to take the life of a 54 year old police officer, Richard Salter.  Both men would be alive and well today, were it not for a senseless war on personal freedoms drugs.

As usual, witnesses to the raid say that police did not identify themselves, and approached the scene in an unmarked van with the headlights out. The surviving officers, however, claim to have identified themselves and indicated that they had a search warrant twice, while removing burglar bars from the door. The article does not indicate whether police found any drugs at the house, which probably means they didn’t find any.

And it’s curious that, although police officers now routinely videotape interrogations, confessions, and even routine traffic stops, you rarely see or hear about videotape from these volatile raids, which could certainly corroborate the officers’ assertion that they did adequately identify themselves as police officers. (IMO, whether they identify themselves or not, the raids are unjustified and unjustifiable, but that’s an entirely different discussion.)

HPD spokesman John Cannon said Alfaro knew police were outside his home Thursday night because surveillance cameras fed video to a television inside, and he could see them on the 55-inch screen.

This assertion is laughable. Apparently, we’re supposed to believe that Alfaro was committing suicide-by-cop. His history in the criminal justice system is far from exemplary, although it appears to consist largely of other non-crimes like marijuana possession.  The impartial Chronicle is quick to point out that Alfaro’s record has “several” charges in “recent years”, yet the most recent charge mentioned in the article occurred nearly 7 years ago.  Sure, Alfaro probably wasn’t the sharpest tool in the shed, and he may have been involved with drugs, but I remain unconvinced that with his two young children inside, he knowingly engaged four armed police officers in a firefight.

Given that

  1. Alfaro may have been involved in some low-level drug use and potentially trafficking (as evidenced by his history), and that
  2. Alfaro lived in a neighborhood the Chronicle describes as “hardscrabble” (which was evidenced by the burglar bars on the door at the residence), and that
  3. Alfaro’s house had been previously burglarized (as reported elsewhere)

What is infinitely more likely is that he honestly believed he was being robbed, and responded accordingly.

The same people, most of whom would never say, “You know what? Anyone who does drugs should be summarily executed!” and even fewer of whom would ever volunteer to pull the trigger, themselves, are going to use this exact same un-logic, the “he got what he deserved” argument, in order to justify Alfaro’s death at the hands of the police. Nobody ever questions the legitimacy of the raid. No, if the State gives the officers an order to carry out, they are the “good guys” and the people on the receiving end (regardless of what “crimes” they’re accused of committing) are the “bad guys.” A commenter using the name “Shogun” wrote:

Under cover narcotics do not run warrants on innocent people. They spend long hours conducting investigations and surveillance. The suspect was a criminal and thats why he shot the officer and he got what he deserved. His family was obivously ignorant of what he did when they were not looking or just chose not to see him for what he was. I praise the officer’s partner for ridding us of this scum of the earth.

I’ve lost all fucking faith in humanity. All of it.

Apparently they didn’t conduct a thorough enough surveillance to know that Alfaro’s two children (aged 5 years and 5 months) were at home at the time. They didn’t conduct a thorough enough investigation to figure out any alternative time and place to apprehend Alfaro, choosing instead to launch a violent raid on his home. This could not possibly have been the best, or the most appropriate means by which to confront and apprehend Alfaro.

Another commenter at another news site says:

Glad this POS is going to be 6 feet under, prayers to the officer and the HPD

See, if the police investigate you and serve a warrant to you, you’re already guilty. Case closed, “the suspect was a criminal” is posited as an incontrovertible fact, which is then used to assign a motive to his actions (also posited as a fact) and subsequently to justify his death (he’s “scum of the earth”). I presume that “Shogun” and jgreen65 would beg to be considered “innocent until proven guilty” if they were ever accosted by police officers, regardless of fault or reason.

This is blind obedience to any authority symbol, no matter what are the commands, and post hoc rationalization of what most people would otherwise consider grave miscarriages of justice. Regardless of whether you think the war on drugs is legitimate (I do not), any reasonable person has to conclude that there has got to be a better way to apprehend suspects, than kicking down their doors in the middle of the night with guns drawn.

no third solution

Blogging about liberty, anarchy, economics and politics