Earlier today I said “Whew… busy. Very busy. Our underwriting attorney has been fired, or quit, or took another job – these things are never made public which lets the rest of us gophers in the office toss about wild speculations and rumours. It’s not good for morale.”

Well, effective at 5pm today, I will be a lot less busy with work. Namely, 100% less busy with work.

Funny things happen when volume in the housing market is down 30% over a year ago…