no third solution

Blogging about liberty, anarchy, economics and politics

Are You Now or Have You Ever Been a Customer of DTE Energy?

March 11th, 2008

Via FSK’s shared items, I came across this Techdirt article about false positives in Employment Eligibility Verification, and the nightmare they’d be sure to cause hundreds or thousands of decent people.

My Cato colleague Jim Harper has a new paper looking at proposals to implement a nationwide electronic “employment eligibility verification” program. This was one of the key elements of last year’s immigration proposals. Under the EEV program, every employer in the United States would have had to submit the names and Social Security numbers of new hires to a centralized government database. The system would match the submitted information against various databases, and return an answer to the employer about whether the employee could be hired. Employees who received a negative answer would be required to go hat in hand to a federal bureaucracy, seeking to prove their “eligibility” for employement.

I have a somewhat related anecdote about “false positives,” and if you guessed it has to do with a government-privileged monopoly, you’re right!

After recently buying a house, I called the local monopolist to have the utility bills placed in my name. At Consumers Energy, they literally pushed some buttons and said, “OK, the gas bill is in your name effective today.” With DTE Energy, it was another story, entirely. This is what transpired:

The phone jockey first asked if I was now, or had I ever been a customer of DTE Energy. Thinking back through the college years, I didn’t recall having ever placed a utility bill in my name. “No,” was my answer. She then asked my SSN, which I presumed to be used for some sort of credit check or something of that nature. Then she asked if I was David Z. “Yes,” I responded.

“I show that you have service currently at [my parents’ house],” she told me.

“No, you show that my father who has a different middle initial, and coincidentally, a different SSN, has service at that address. You can certainly confirm that the account is sent to someone else.”

“But we don’t know that it’s not you…” I could hear the little hamsters spinning in a desperate attempt to resolve the problem with which I had presented her.

So I said, “OK, what if I tell you that I am that existing customer, and I just bought a new house and need my electricity bill put in my name?”
That didn’t work, either, for obvious reasons.

The rep was under the impression that my SSN was tied to the 30-year old account (which predates my birth by several years). Of course it wasn’t — if the SSN was tied to the account, this confusion wouldn’t happen. [Sidebar: also, my credit report lists at least a half-dozen credit accounts from the early 1980s, when I was a toddler, for the same reason].

What happened was this: my SSN turned up a name which they cross-reference against a database of existing customers. Presumably there is some tolerance for similarity, but given that I had shared the address, and first and last name of an existing customer, I exceeded whatever threshold they had established. I was told that the only way to remedy the situation would be to arrive at one of their Credit centers in Downtown Detroit, which would require a good half-day off work, you see, because they’re not open on weekends, with my Social Security Card and a picture ID in order to prove that I am who I say I am.

The irony, of course is that even if I complied with that silly request, it still wouldn’t prove that I’m not who they think I am!

It’s 2007, for christ’s sake! I can open a bank account or a credit card on the freaking internet, in 30 seconds, but the Electric company can’t verify who I am? I can only imagine the never-ending troubles experienced by a Mr. Smith, Mr. Campbell, Mr. Johnson, or Mr. Brown.

Why Is Nextel Still in Business?

February 20th, 2008

I just got an email from Corporate, saying that we’re finally able to use Blackberry devices with our network. I checked my current carrier, Nextel/Sprint to see what they’re offering…

Surprise! The same fucking blackberry 7100 that was brand new, three fucking years ago.

It’s also the only Blackberry device they offer that is compatible with the Push-to-talk technology, which is the only reason I still bother with Nextel, because my entire family is on the network. Perusing Verizon’s website, they have at least 4 newer, cooler looking Blackberry phones. Some are even cheaper than the antedeluvian 7100 offered by nextel. I’m sure ATT/Cingular would show the same pattern.

Why hasn’t Nextel gone out of business yet? Part of the problem, of course, is the government debacle of spectrum management. But not all of it. When I was in college, everyone had a Nextel phone. I mean everyone. They were the cat’s meow, so to speak. I don’t know anyone, outside of my immediate family, who still uses Nextel. I presume that people got tired of paying a premium for a company and a service that hasn’t had a single innovation in half a decade, which in tech-terms, is like a millennium.

If and when I make the investment in a smartphone/PDA, rest assured, I’m not going to be buying three year old technology, a cellphone the size of a brick.

Comments on Comments #7

February 19th, 2008

This is not really a full-fledged “Comments on Comments,” because I’m working on limited content and a short week. I’ve got a few comments, and a few items which would otherwise appear in a “Catching up Around the ‘Sphere” type post:

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Discussing my vacation itinerary,Anna confirms my excitement for Jackson Hole’s legendary steeps:

I’m not a boarder, but I am a skier, and Jackson Hole is a wonderful place, especially if you like steeps.

I’m also fond of Colorado, but I have family there, so I’m more familiar with it. In general, I prefer the west, with the wide steep runs and better powder, to the northeast which is more slalom-like.

I would need to mount legitimate bindings on my skis if I were to consider using them for anything other than gaper runs in March. I got them used, on eBay, and they’re mounted with Demo bindings, which conveniently pop off your boot, when you least want them to. The only time I want my bindings to release is if my ACL is in jeopardy. I would, however, like to ski some powder if we get it. I don’t want to pay to rent a set when I’m out there, and I can’t carry both skis and my board on the airplane. Maybe The Highlander and I will swap skis for snowboard for a run or two, if the conditions are right.

I too, prefer the West to the East, although I had a great time at Killington, VT, with my father in 1997. Of course, we got 11 inches of snow on Friday night, so that helped, immensely. Tremblant, in Quebec was also very nice, but the conditions (zero degrees one day, 38 degrees the next) were reminiscent of the Michigan winters I’ve had to suffer all my life. We only get out once a year to somewhere great, so we’ve got this sort of running list of resorts that we all want to visit. Once we hit them all, we’ll probably put the favorites on a rotation, throwing in a new one every few years, for good measure.

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Regarding my ongoing criticism of George Reisman’s policy proposal, where I said, “Of course, as Reisman argues, no creditor lends money anticipating the future cash flows to be decimated by inflation,” Anna responds:

Actually I think they ought to. Caveat emptor and all that. We’ve had constant inflation since 1913… I think any savvy lender by now prices inflation loss into their interest rate.

They absolutely do price an inflation premium into the rates at which we can borrow money. This is at least part of what I mean when I suggest that in the absence of central bank manipulation, long term interest rates (e.g., for mortgages and the like) would be in the neighborhood of 2-3%, not 7%. Probably the most efficient way to increase homeownership would be to eliminate inflation via monetary policy. Sure, you can temporarily increase ownership by “stimulating” demand and creating asset-bubbles, but the long-run solution is to keep interest rates low and stable.

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An addendum to a previous post on Massachusetts’ failed attempt to implement universal healthcare. I noted that the sympathy-case, chronically ill, mother of five, below-the-poverty-level example would be asked to pay something like $40/month for her “insurance.” Of course, the outliers like this single mother deserve compassion, I’m not saying that she doesn’t. But her plight is as much a product of the system as it is a “market failure.”

For comparison’s sake, I’m a 27-year old male, active and in good health. I haven’t been to the doctor for a medical condition in years. I pay something like $40 per paycheck for my insurance policy, through work, although my employer picks up the balance bringing the total close to $250/month. At my age, and in my health, I’d be far better off buying A) catastrophic coverage and B) disability coverage, than I am forfeiting $3000/year on health coverage I don’t use. I’ve spent less money on doctor’s visits and medications in the past year than I have on health insurance premiums in the last month.

My case is, anecdotally, an example of a broken system crowding out otherwise beneficial solutions. Were I free to spend my health-care dollars in whatever manner I see fit, I could spend some of the money buying goods and services from a company which could profitably employ those people, lifting them from the depths of poverty. Or, I could give more to charities which would help the truly destitute. Until I have the freedom to spend $100/month on catastrophic coverage, instead of $300 a month on comprehensive coverage I don’t need, I won’t be able to help out.

When I have that choice, and I refuse to help, then and only then can you accuse me of being greedy, selfish, and insensitive.

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One of my Mises University classmates, Anthony Gregory, is afraid of Obama. So am I. For precisely the same reasons:

He actually terrifies me precisely because I find him rather likeable. When a radical libertarian finds something to like in a statist of this caliber, you know we are dealing with a dangerous politician.

I would still prefer an Obama presidencey over H-rod in a heartbeat, but Obama’s boy-next-door likeability puts him squarely on my “potentially the Antichrist” list.

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I am really digging Umair Haque’s project, which I think I first stumbled upon via FSK’s shared items… I’ve been reading this blog for a few weeks now. Here’s a relatively short and intriguing piece, for starters. He focuses alot on this idea of “DNA,” which I interpret as the fundamental structure of the corporation, the nation, the economy, etc. When a company’s DNA is fubar, it’s about to go belly-up. When a nation’s or an economy’s DNA is fubar, hold on. Tightly.

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Angelica is a self-professed “cheerful statist,” yet she exhibits at least some libertarian tendencies when questioning the seeming arbitrariness of the bacon-dog-bans in the DPRC.

What’s wrong with grilling food on the streets? The authorities never seem to give a straight answer even though the article (admittedly one with a very pro-dog slant) is thousands and thousands of words long.

Angie, the next time you apply your big, fat, statist apologetics to the policy problem du jour ask yourself the same question. What’s wrong with gay marriage? What’s wrong with individually funded and private retirement accounts? What’s wrong with allowing bar patrons to enjoy a fucking cigarette? Why can’t I engineer my Jeep to run on vegetable oil without running afoul of the law? What’s wrong with any number of things that are deemed illegal in any number of locales throughout the nation?

The appalling thing is, that it takes a ban on bacon-wrapped hot dogs in a city 3,000 miles away, to incite these feelings in you. You should be just as incensed, if not more so, by every one of the millions upon millions of rights violations that governments and their agents perpetrate on a daily basis. Maybe this will be your wake-up call.

If it is, and you’re ever in Detroit, I’ll treat you to a bacon-dog at my favorite little suburban hot-dog stand.

no third solution

Blogging about liberty, anarchy, economics and politics